Long Term Charts
Sometimes a chart conveys more than words ever can.
Benefit Chart
This chart shows how much your benefit increases over time. Like the old savings account model, a compound interest account will take off after about 10 years.
Invest Chart
Can a long term care insurance policy be considered an investment? This chart compares investing the premium instead of buying long term care insurance.
Self Insure Chart
Some may believe they can afford to self-insure. But even those with significant assets could erode their savings very quickly should they need long term care.
The Cost of Waiting to Buy Long Term Care Insurance Chart
If you're thinking about waiting to purchase coverage, consider the impact that time has on the cost of this insurance. Each year you wait can cost you more money.
Long Term Care Expenses Effects on Income/Assets
This chart will show you how your assets will drain away paying for long term care.
You Can Afford Long Term Care Insurance
This chart will show you how you protect your nest egg.
Group vs Individual Policy - Total Cost of Care Chart
This chart compares group long term care plans and individual long term care plans. Group policies have higher deductibles and lower benefits and are not always cheaper.
CalPERS vs Individual Policy - Total Cost of Care Chart
This chart compares the CalPERS (California Public Employees' Retirement System) long term care plans and individual long term care plans..
Average Time In Care Chart
Long-term care is not necessarily "long term." For instance, about half of all nursing home stays last six months or less. If someone is admitted, treated, and then discharged from a nursing home they may need help with daily activities which may not be covered by health insurance. This is where many people use their long term care insurance.
Who Pays For Long Term Care Chart
While many people think the state or federal government pays for long term care expenses. Nationally, about 36% of all nursing home expenses are paid out-of-pocket by individuals and their families
What Does Long Term Care Cost Map
Not a chart but a map of the U.S. and what average costs for long term care is for each state.
Risks Are You Facing Every Day
If you do not have long term care insurance today you are self-insured. Why would you treat long term care differently than the other risks you face?
Build Tables
You must be within height and weight guidelines to qualify for LTC Insurance. Build Table Non-Diabetic -- Build Table Diabetic Type I and Type II Adult