Linked Benefit Products
Also called hybrid's. They are an alternative to standard long term care insurance.
Annuity with Long Term Care Benefits
There are two types of annuities with long term care benefits, one requires underwriting and one does not.
The idea behind this product is to pair the safety and tax-deferred growth of a single premium deferred annuity (SPDA) with long term care (LTC) coverage. With a few simple choices, you can leverage assets to create a larger pool of benefit dollars available for comprehensive long term care should the need arise.
More about the Annuity/LTC option. --->
Life Insurance with Long Term Care Benefits
Life insurance and long term care benefits in one product, helping you manage your assets now so you can enjoy more financial freedom later. Your premium payment provides a pool of benefit dollars available for long term care for you, or a death benefit for your beneficiaries, or both.
More about the Life/LTC option. --->
| Some products allow Qualified (IRA, 401k) money to fund the premium. This is a great way to use your IRA 401k to cover future long term care costs. Check with us if this is available in your state. Minium age: 59 1/2. |
