State Tax Incentives for Long Term Care Insurance

Encourage your state and federal representatives to support long term care insurance tax incentives.


Individuals must meet specific criteria to qualify for their states' tax deduction or credit for long term care insurance.

The federal medical expense claim (7.5%) for qualified LTC premiums (IRS 213 (d)(10).

Check with your accountant or tax advisor about your long term care insurance tax deductions.


Tax Credit or Deduction More Generous than Fed* Tax Deduction Same as Federal No Tax Incentives No Broad-Based State Income Tax
Alabama
Alaska
Arizona
Arkansas
California
Colorado
Connecticut
Delaware
Dist. of Columbia
Florida
Georgia
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Maryland
Massachusetts
Michigan
Minnesota
Mississippi
Missouri
Montana
Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
New York
North Carolina
North Dakota
Ohio
Oklahoma
Oregon
Pennsylvania
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Vermont
Virginia
Washington
West Virginia
Wisconsin
Wyoming


Also see
LTC Articles
Invest The Premiums Instead Chart
Self-Insure Chart



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