Companies with Long Term Care policies

Coverage that depends on age, health and personal preference.
As long as you do not need care yet, there are options.
These are some of the companies we partner with to provide you with coverage.*

Long Term Care Insurance & Partnership Mutual of Omaha offers two LTC policies with Partnership in most states. National Guardian offers Partnership, 10-pay and single pay premiums. Thrivent Financial offers LTC policies with Partnership in most states. Life Insurance – Hybrid Policy State Life/OneAmerica: the only joint plan for couples, funded with cash, 1035 or 401k/IRA. Reimbursement Securian Financial: individual policy, cash benefit. Nationwide: individual policy, cash benefit. Lincoln Financial: individual policy. Reimbursement Life Insurance – Combo Policy John Hancock: individual policy. Reimbursement AIG: individual cash benefit policy. Brighthouse: individual cash benefit policy.

Life Insurance – Chronic Illness Rider

PennMutual: individual policy. Reimbursement

Global Atlantic: individual policy. Reimbursement

Home Care Only

True Freedom: discounted home care only plans. Not insurance. If someone cannot health qualify for any of the above plans. For example, Parkinson's, neuropathy, multiple cancers, alcoholism, etc. Check uninsurable list.

*Complete list of insurance company partners.(pdf)

The best age to insure: the age your health will still insure you.
The best benefits to get: enough to cover what you cannot afford to pay out of pocket.

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